St James's Place Pension Drawdown

Compare St James's Place pension drawdown fees, investment options and features against all 21 UK providers. Updated for 2026.

Fee structure

Platform fees: Ongoing: 0.80% advice + 0.35% product (tiered to 0.25%) + fund 0.09-0.69%; initial advice 3%/2%/1% (from Aug 2025)

Fund charges (Ongoing Charges Figure) apply on top of platform fees and depend on your chosen investments. Use our calculator above to see the total annual cost for your specific pot size.

Latest St James's Place news & updates

29 Apr 2026

St. James's Place assets dip on weaker markets in Q1 2026

SJP reported funds under management of around £217bn at the end of Q1 2026 as falling global markets offset continued net inflows. Its client retention rate remained high.

25 Feb 2026

SJP reports record 2025 assets and confirms its new charging model

St. James’s Place posted record funds under management for 2025 and confirmed its simplified, unbundled charging structure - with no exit charges for new clients - was fully in place.

28 Jan 2026

SJP reports record funds under management despite outflows

St. James's Place reported record assets even as some clients withdrew funds, reflecting both market gains and strong gross inflows.

Last updated 29 Apr 2026.

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