Rule-based rankings
The platform with the lowest published charges for a given set of inputs, worked out from the same fee data and calculation as our comparison. These are the lowest-cost platforms for the inputs shown, not a recommendation: cost is one factor, and the right plan depends on how you invest and take your money.
Full details of what the figures include are in how we compare.
Lowest yearly platform and drawdown charges on a £50,000 pot taking a regular monthly income, with no deals during the year.
Lowest cost for these inputs: InvestEngine, £0 a year (fees checked 3 Sept 2026)
Check what each platform lets you hold: the lowest cost is not always the widest choice of investments.
Not ranked, charge not published: CMC Invest (regular income payments); Moneybox (regular income payments).
Lowest yearly platform and drawdown charges on a £100,000 pot taking a regular monthly income, with no deals during the year.
Lowest cost for these inputs: InvestEngine, £0 a year (fees checked 3 Sept 2026)
Check what each platform lets you hold: the lowest cost is not always the widest choice of investments.
Not ranked, charge not published: CMC Invest (regular income payments); Moneybox (regular income payments).
Lowest yearly platform and drawdown charges on a £250,000 pot taking a regular monthly income, with no deals during the year.
Lowest cost for these inputs: InvestEngine, £0 a year (fees checked 3 Sept 2026)
Check what each platform lets you hold: the lowest cost is not always the widest choice of investments.
Not ranked, charge not published: CMC Invest (regular income payments); Moneybox (regular income payments).
Lowest yearly platform and drawdown charges on a £500,000 pot taking a regular monthly income, with no deals during the year.
Lowest cost for these inputs: InvestEngine, £0 a year (fees checked 3 Sept 2026)
Check what each platform lets you hold: the lowest cost is not always the widest choice of investments.
Not ranked, charge not published: CMC Invest (regular income payments); Moneybox (regular income payments).
Lowest yearly cost among platforms that charge a fixed £ fee rather than a percentage, on a £250,000 pot taking a regular monthly income.
Lowest cost for these inputs: InvestEngine, £0 a year (fees checked 3 Sept 2026)
Not ranked, charge not published: CMC Invest (regular income payments).
Lowest yearly cost among platforms that publish £0 for regular income, ad-hoc withdrawals and UFPLS payments, on a £250,000 pot taking four UFPLS payments a year.
Lowest cost for these inputs: Interactive Investor, £179.88 a year (fees checked 23 Sept 2026)
Not ranked, charge not published: Aviva (UFPLS payments); Bestinvest (UFPLS payments); CMC Invest (regular income, ad-hoc withdrawals, UFPLS payments); InvestEngine (UFPLS payments); Legal & General (ad-hoc withdrawals, UFPLS payments); Moneybox (regular income, ad-hoc withdrawals, UFPLS payments).
Lowest yearly platform cost among platforms that offer ready-made portfolios, on a £250,000 pot taking a regular monthly income.
Lowest cost for these inputs: Interactive Investor, £179.88 a year (fees checked 23 Sept 2026)
The portfolios' own fund charges are extra and are not included in these figures. A platform that adds its own charge for its ready-made portfolios is listed under the ranking rather than ranked, because that charge is not in this calculation.
Not ranked, extra charge not in this calculation: InvestEngine (its managed ready-made portfolios carry an extra yearly charge that this calculation does not include).
Not ranked, charge not published: Moneybox (regular income payments).
Costs change as your pot grows, because some platforms charge a percentage and others a flat fee. To see the whole market for your own pot and the way you plan to take money out, use the full comparison or the Drawdown Cost Index. For what to check beyond price, read choosing a drawdown provider.
Comparison information only, not personal advice. Fund charges are extra unless stated.
Important: The value of investments can fall as well as rise. You may get back less than you invest. Tax rules can change and benefits depend on individual circumstances. This is not financial advice.