CMC Invest pension drawdown hub: published fees, investment options and features. Updated for 2026. Guidance, not advice.
Estimated yearly cost at £250,000: £131.88 a year (monthly income, no share deals; Platform fee only — fund charges extra).
Position on cost: Not ranked at £250,000: a charge for taking money out is not published. CMC Invest against every DIY platform
+ charges not published: regular income payments. The yearly cost leaves these out, so the real figure may be higher.
Limited published information. CMC Invest publishes little detail on its drawdown charges.
| Drawdown admin fee | None Included in the yearly cost above |
|---|---|
| Regular income payments | Not confirmed |
| One-off (ad-hoc) withdrawal | Not confirmed |
| UFPLS payment | Not confirmed |
| Transfer out (exit fee) | Free |
| Minimum pot | Not confirmed |
| Cash in the pension | Not confirmed |
Fees checked 3 Sept 2026. “Not confirmed” means the charge is not published or we have not verified it; it is never counted as free.
Sources: SIPP · Costs and fees · Fee Tariff (PDF) · Price plans
Capital at risk. Comparison information only, not advice. Confirm charges on the provider’s own pages before you act.
CMC Invest’s SIPP sits on the Premium plan at £10.99 a month. Official pages state £0 dealing commission and describe drawdown options, including taking the 25% tax-free lump sum in stages. Quai Investment Services Ltd is the pension operator.
Retirement access: Flexi-access drawdown. Official SIPP page (checked 3 Sep 2026) describes drawdown options and taking the tax-free lump sum in stages. SIPP is on the Premium plan, operated with Quai Investment Services Ltd.
CMC Invest is a trading name of CMC Markets Investments Ltd (FRN 948126). Quai Investment Services Ltd (FRN 922590) is the SIPP operator.
Official SIPP page: Premium plan £10.99 a month for SIPP access; drawdown options and staged tax-free cash are described.
Platform fees: Premium plan £10.99 a month (£131.88 a year) for SIPP access; £0 dealing commission
Fund charges (Ongoing Charges Figure) apply on top of platform fees and depend on your chosen investments. Use our calculator above to see the total annual cost for your specific pot size.
Range: Shares, ETFs, funds
Commission-free in-app trades; Plus/Premium unlock a wider universe
Eligible claims may be covered by the Financial Services Compensation Scheme (FSCS). If a SIPP operator or investment firm fails, the limit is £85,000 per person per firm; a pension provided by an insurer is normally covered in full. FSCS pension protection
Guidance only — this is not regulated financial advice. Confirm charges on the provider's official pages before you act.
No new verified updates this month. We only list items we can cite from an official RNS, company newsroom or official blog.
9 Jul 2026
CMC Markets’ 9 July 2026 group press release said CMC Invest had launched fractional shares and ETFs from £1, available across its stocks and shares ISA, SIPP and general investment account.
Last verified: 8 Sept 2026.
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Free, impartial guidance: Pension Wise offers free appointments to people aged 50 or over with a defined contribution pension, and MoneyHelper’s investment pathways comparison tool compares drawdown providers’ ready-made options. Both are backed by the government.