Penfold: sourced Default Plan fee and scores

The verdict at a glance

Official Charges Guide (20 March 2026): 0.75% a year on the Default Plan; no benefits withdrawal fees on that guide. Trustpilot 4.7 from 2,080 reviews on 8 September 2026.

Fees at a glance

• Platform fees: Default Plan 0.75% a year all-in (0.73% deducted + 0.02% fund expenses); no benefits withdrawal fees
• Fund charges apply on top (typically 0.10%–0.50% for trackers)

Published charges

Penfold is a digital personal pension with ready-made plans. The Default Plan fee and withdrawal-fee statement come from the official Charges Guide dated 20 March 2026.

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