J.P. Morgan Personal Investing (formerly Nutmeg) Pension Drawdown Review 2026
Independent, in-depth review of J.P. Morgan Personal Investing (formerly Nutmeg) for pension drawdown. Covering fees, investment choice, platform features, service quality, and real user experiences.
Platform fees: Fully Managed: 0.75% on the first £100k then 0.35% above (Fixed Allocation: 0.45% then 0.25%)
Fund charges apply on top (typically 0.10%–0.50% for trackers)
What this review covers
This review consolidates information from multiple sources including official provider documentation, verified user reviews, independent ratings from Which? and Defaqto, and Financial Ombudsman Service complaint data. We assess J.P. Morgan Personal Investing (formerly Nutmeg) across five key areas:
Fee structure and total cost of ownership
Investment range and fund options
Platform features and usability
Customer service and complaint handling
Suitability for different pension pot sizes
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