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Pension drawdown glossary

Ongoing charges figure (OCF)

The yearly cost of running a fund, expressed as a percentage and taken from the fund's value. It is charged on top of the platform fee, which is why our comparison shows fund charges separately unless a provider quotes an all-in fee.

Source: MoneyHelper: pensions glossary · Last reviewed 24 September 2026

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Related terms

See every term in the A–Z glossary. Definitions are general information for the 2026/27 tax year, not personal advice.

Important: The value of investments can fall as well as rise. You may get back less than you invest. Tax rules can change and benefits depend on individual circumstances. This is not financial advice.