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Pension drawdown glossary

Longevity risk

The risk of living longer than your money lasts. In drawdown you carry this risk yourself; an annuity passes it to an insurer.

Source: MoneyHelper: what can I do with my pension pot? · Last reviewed 24 September 2026

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Related terms

See every term in the A–Z glossary. Definitions are general information for the 2026/27 tax year, not personal advice.

Important: The value of investments can fall as well as rise. You may get back less than you invest. Tax rules can change and benefits depend on individual circumstances. This is not financial advice.