Compare Drawdown

Pension drawdown glossary

Accumulation and income units

Two versions of the same fund. Income units pay out dividends and interest as cash; accumulation units reinvest them automatically. In drawdown, some people hold income units so that the payouts build up as cash to fund withdrawals.

Source: MoneyHelper: pensions glossary · Last reviewed 24 September 2026

Related terms

See every term in the A–Z glossary. Definitions are general information for the 2026/27 tax year, not personal advice.

Important: The value of investments can fall as well as rise. You may get back less than you invest. Tax rules can change and benefits depend on individual circumstances. This is not financial advice.