Nucleus (formerly James Hay) Pension Drawdown

Compare Nucleus (formerly James Hay) pension drawdown fees, investment options and features against the UK SIPP platforms we track. Updated for 2026.

Fee structure

Platform fees: Nucleus Flexi SIPP: 0.27% to £500k, 0.175% £500k-£1m, 0.05% over £1m, plus £192 + VAT income drawdown charge

Fund charges (Ongoing Charges Figure) apply on top of platform fees and depend on your chosen investments. Use our calculator above to see the total annual cost for your specific pot size.

Latest Nucleus (formerly James Hay) news & updates

No new verified updates this month. We only list items we can cite from an official RNS, company newsroom or official blog.

1 Feb 2026

James Hay customer upgrade to the Nucleus platform is complete

Nucleus’s official upgrade help page states that the upgrade of James Hay customers to the new Nucleus platform completed in February 2026. The iSIPP was renamed the Nucleus Flexi SIPP.

Source: Nucleus Financial upgrade help

Last verified: 8 Sept 2026.

Compare Nucleus (formerly James Hay)

Read the full Nucleus (formerly James Hay) review — independent analysis of fees, features, service quality and user experiences.
Nucleus (formerly James Hay) vs all providers — see how Nucleus (formerly James Hay) fees compare against every UK drawdown provider for your pot size.
All provider fees compared — side-by-side fee comparison of the UK providers we track.

Other providers

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