Standard Life vs All UK Drawdown Providers

See how Standard Life pension drawdown fees compare against all 21 UK providers. Enter your pot size above for personalised cost calculations.

Standard Life fee structure

Standard Life: Tiered: £524 (<£100k), £328 (£100k–£250k), £197 (£250k–£500k), £0 (£500k+) plus £158 drawdown fee

The interactive calculator on this page shows actual annual costs for your pension pot size, including 10-year projections and potential savings from switching providers.

All providers compared

Provider Fee structure
Vanguard 0.15% flat fee (capped at £375 annually)
Interactive Investor Tiered flat monthly fee: Core £5.99/mo, Plus £14.99/mo, Premium £39.99/mo
AJ Bell Youinvest 0.25% on first £250k, 0.10% on next £250k, 0% over £500k
Hargreaves Lansdown 0.35% first £250k, 0.25% £250k–£1m, 0.10% £1m–£2m, 0% over £2m
Fidelity Personal Investing 0.35% up to £250k, 0.20% over £250k
Bestinvest 0.40% up to £250k, 0.20% £250k–£500k, 0.10% £500k–£1m, 0% over £1m
Charles Stanley Direct 0.35% up to £250k, 0.20% £250k–£500k, 0.15% £500k–£1m, 0.05% £1m–£2m, 0% over £2m
PensionBee 0.50%–0.95% (fees halved for pots over £100k)
Aegon 0.45%–0.60% tiered plus £75 annual drawdown fee
Aviva 0.375%–0.90% tiered
Quilter 0.35% first £50k, 0.25% £50k–£250k, 0.20% £250k–£750k, 0.15% over £750k
Standard Life Tiered: £524 (<£100k), £328 (£100k–£250k), £197 (£250k–£500k), £0 (£500k+) plus £158 drawdown fee
Scottish Widows 0.10%–0.90% based on pot size
IG £210 flat annual fee
Legal & General 0.35% annual management charge
Prudential 0.40%–0.70% annual management charge (tiered)
St James's Place Advice fee + product charges (typically 1.5–2.5% total)
True Potential 0.50% ongoing advice fee + platform charges
J.P. Morgan Personal Investing (formerly Nutmeg) 0.45%–0.75% management fee (risk-based)
Royal London 0.35% annual management charge
James Hay £350–600 annual fee + transaction charges

More about Standard Life