{
  "title": "UK Pension Drawdown Cost Index",
  "edition": "July 2026",
  "date": "2026-07-16",
  "source": "https://comparedrawdown.co.uk/drawdown-cost-index",
  "licence": {
    "name": "Creative Commons Attribution 4.0 International (CC BY 4.0)",
    "url": "https://creativecommons.org/licenses/by/4.0/"
  },
  "citation": "Compare Drawdown, UK Pension Drawdown Cost Index, July 2026. https://comparedrawdown.co.uk/drawdown-cost-index",
  "methodology": "Yearly platform, product and drawdown administration charges (and ongoing advice where bundled) for a drawdown pot of £100,000, £250,000 and £500,000, from each provider’s published charges. Excludes fund charges (OCF), dealing and withdrawal fees unless noted. See https://comparedrawdown.co.uk/how-we-compare",
  "providers": [
    {
      "rank": 1,
      "slug": "scottish-widows",
      "name": "Scottish Widows",
      "pot100k": 198,
      "pot250k": 198,
      "pot500k": 198
    },
    {
      "rank": 2,
      "slug": "ig",
      "name": "IG",
      "pot100k": 210,
      "pot250k": 210,
      "pot500k": 210
    },
    {
      "rank": 3,
      "slug": "interactive-investor",
      "name": "Interactive Investor",
      "pot100k": 101.88,
      "pot250k": 251.88,
      "pot500k": 251.88
    },
    {
      "rank": 4,
      "slug": "vanguard",
      "name": "Vanguard",
      "pot100k": 150,
      "pot250k": 375,
      "pot500k": 375
    },
    {
      "rank": 5,
      "slug": "fidelity",
      "name": "Fidelity Personal Investing",
      "pot100k": 350,
      "pot250k": 500,
      "pot500k": 1000
    },
    {
      "rank": 6,
      "slug": "prudential",
      "name": "Prudential",
      "pot100k": 300,
      "pot250k": 600,
      "pot500k": 975
    },
    {
      "rank": 7,
      "slug": "aj-bell",
      "name": "AJ Bell Youinvest",
      "pot100k": 250,
      "pot250k": 625,
      "pot500k": 875
    },
    {
      "rank": 8,
      "slug": "legal-and-general",
      "name": "Legal & General",
      "pot100k": 250,
      "pot250k": 625,
      "pot500k": 1250
    },
    {
      "rank": 9,
      "slug": "charles-stanley-direct",
      "name": "Charles Stanley Direct",
      "pot100k": 360,
      "pot250k": 660,
      "pot500k": 660
    },
    {
      "rank": 10,
      "slug": "quilter",
      "name": "Quilter",
      "pot100k": 300,
      "pot250k": 675,
      "pot500k": 1175
    },
    {
      "rank": 11,
      "slug": "aviva",
      "name": "Aviva",
      "pot100k": 350,
      "pot250k": 875,
      "pot500k": 1750
    },
    {
      "rank": 12,
      "slug": "hargreaves-lansdown",
      "name": "Hargreaves Lansdown",
      "pot100k": 350,
      "pot250k": 875,
      "pot500k": 1500
    },
    {
      "rank": 13,
      "slug": "james-hay",
      "name": "Nucleus (formerly James Hay)",
      "pot100k": 493,
      "pot250k": 898,
      "pot500k": 1573
    },
    {
      "rank": 14,
      "slug": "bestinvest",
      "name": "Bestinvest",
      "pot100k": 400,
      "pot250k": 1000,
      "pot500k": 1500
    },
    {
      "rank": 15,
      "slug": "royal-london",
      "name": "Royal London",
      "pot100k": 450,
      "pot250k": 1125,
      "pot500k": 2000
    },
    {
      "rank": 16,
      "slug": "standard-life",
      "name": "Standard Life",
      "pot100k": 450,
      "pot250k": 1125,
      "pot500k": 2250
    },
    {
      "rank": 17,
      "slug": "pensionbee",
      "name": "PensionBee",
      "pot100k": 700,
      "pot250k": 1225,
      "pot500k": 2100
    },
    {
      "rank": 18,
      "slug": "nutmeg",
      "name": "J.P. Morgan Personal Investing (formerly Nutmeg)",
      "pot100k": 750,
      "pot250k": 1275,
      "pot500k": 2150,
      "note": "Includes investment management"
    },
    {
      "rank": 19,
      "slug": "aegon",
      "name": "Aegon",
      "pot100k": 615,
      "pot250k": 1290,
      "pot500k": 1290
    },
    {
      "rank": 20,
      "slug": "true-potential",
      "name": "True Potential",
      "pot100k": 900,
      "pot250k": 2250,
      "pot500k": 4500,
      "note": "Includes ongoing advice"
    },
    {
      "rank": 21,
      "slug": "st-james-place",
      "name": "St James's Place",
      "pot100k": 1150,
      "pot250k": 2875,
      "pot500k": 5750,
      "note": "Includes ongoing advice"
    }
  ]
}